Don’t need your IRA retirement savings as much as you once thought?

Learn more about how a Qualified Charitable Distribution (QCD) can benefit you.

Take Your Next Steps
Explore the Benefits

If you are 70½ or older and have an IRA, you are already qualified!

Complete Your Distribution Form!

How a Qualified Charitable Distribution (QCD) Works

You are at least 70½ years old with IRA funds you no longer need

Make a qualified charitable distribution (QCD) from your IRA

Your QCD goes directly to UMKC, supporting a cause you care about

*If you are 73 years old or older, your QCD can count towards your required minimum distribution (RMD)!

Calculate Your RMD

Did You Know?

You can also support our mission for years to come. Simply name UMKC Foundation as a beneficiary of your IRA account, and the remaining assets (or a portion) of the account will be distributed to help us change lives.

Sample Beneficiary Designation

Legal name: University of Missouri-Kansas City Foundation
Address: 202 Administrative Center, 5115 Oak Street, Kansas City, MO 64112
Federal Tax ID number: 26-0840496

Discover the Benefits of a Qualified Charitable Distribution (QCD)

Reduce Your Taxable Income

When you take funds from your IRA, they count as taxable income. But if you transfer them directly to UMKC, you reduce your taxable income while satisfying your RMD.

Fulfill Your Required Minimum Distribution (RMD)

After you turn 73, you must distribute funds from your IRA. If you do not distribute the required minimum, you may be penalized, but a QCD allows a transfer up to $105,000 per individual or $210,000 per couple to satisfy your RMD.

Transform Students' Lives

When you make a qualified charitable distribution from your IRA to UMKC, you will ensure our work of transforming the lives of our students and influencing the future of Kansas City.

Request Information on QCDs
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“Dan and I wanted to do something for UMKC. Being able to donate money from our required minimum distribution enabled us to give a larger amount to UMKC and provided us with tax savings.”

—Dan and Mary Lee Sturdevant, QCD Donors

“Dentistry has been very good to me … and I give back because I want young dentists to not feel overwhelmed by debt. Making a QCD is very simple. I pay no taxes on my charitable rollover, which means students get 100% of my donation.”

– Dr. Paul E. Hund, School of Dentistry, Class of 1975

Find Out if a Qualified Charitable Distribution is Right For You

I was born before . Yes No
I have a qualified IRA. Yes No
I want to make a difference today. Yes No

You’re qualified to make this type of gift!

Calculate Your RMD
Take Your Next Steps

It looks like there are still some requirements that need to be met!

Other Ways to Make an Impact
Contact Us

Take Your Next Steps

Step 1

Get started by selecting your IRA custodian and filling out your information below.
This information will be used to pre-fill your distribution form.

STEP 2

Once you have downloaded and completed the rest of your form, please mail the form with the letter below to your IRA custodian. We recommend mailing this by December 1 to ensure you receive your tax deduction for this year.

Letter to Your IRA Custodian

STEP 3

Please let us know about your generous gift!
We’d like to thank you and ensure your gift goes to the program or department you desire.

I've made a QCD transfer now.
I’ve designated UMKC as a Beneficiary of my IRA.
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